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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,155 | $167,352-71.8% | $143,788-67.2% | $134,509-64.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -20.50% | 0.47%-21.0pp | -0.03%-20.5pp | 418.13%-438.6pp |
| Employer contribution / active EE | $6,654 | $5,620+18.4% | $4,952+34.4% | $4,741+40.4% |
| Participant deferral / active EE | $8,216 | $6,447+27.4% | $5,638+45.7% | $6,400+28.4% |
| Admin fee / account holder | $1,471 | $18,091-91.9% | $14,675-90.0% | $11,427-87.1% |