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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,742 | $93,617-36.2% | $135,982-56.1% | $75,177-20.5% |
| Participation rate | 69.7% | 75.2%-5.5pp | 81.9%-12.2pp | 67.2%+2.5pp |
| Annual return | 15.79% | 30.89%-15.1pp | 68.32%-52.5pp | 160.75%-145.0pp |
| Employer contribution / active EE | $2,117 | $3,538-40.2% | $4,859-56.4% | $2,671-20.7% |
| Participant deferral / active EE | $5,693 | $6,406-11.1% | $7,760-26.6% | $4,126+38.0% |
| Admin fee / account holder | $4,075 | $6,980-41.6% | $10,767-62.2% | $5,651-27.9% |