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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,117 | $105,200-20.0% | $159,474-47.3% | $85,847-2.0% |
| Participation rate | 43.3% | 75.8%-32.4pp | 82.8%-39.5pp | 69.3%-26.0pp |
| Annual return | 14.38% | 45.08%-30.7pp | 263.68%-249.3pp | 318.61%-304.2pp |
| Employer contribution / active EE | $1,690 | $3,319-49.1% | $4,831-65.0% | $2,565-34.1% |
| Participant deferral / active EE | $5,113 | $5,946-14.0% | $7,353-30.5% | $3,952+29.4% |
| Admin fee / account holder | $1,366 | $6,934-80.3% | $10,802-87.4% | $6,261-78.2% |