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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,918 | $75,962-15.9% | $154,111-58.5% | $64,173-0.4% |
| Participation rate | 80.0% | 70.4%+9.6pp | 83.0%-3.0pp | 69.6%+10.4pp |
| Annual return | -8.33% | 30.32%-38.6pp | 735.18%-743.5pp | 7.63%-16.0pp |
| Employer contribution / active EE | $1,484 | $3,350-55.7% | $5,298-72.0% | $2,381-37.7% |
| Participant deferral / active EE | $2,050 | $3,175-35.4% | $5,081-59.6% | $3,470-40.9% |
| Admin fee / account holder | $920 | $5,589-83.5% | $13,411-93.1% | $4,887-81.2% |