Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,544 | $52,678-85.7% | $75,784-90.0% | $59,633-87.4% |
| Participation rate | 34.7% | 67.2%-32.5pp | 75.8%-41.1pp | 68.7%-34.0pp |
| Annual return | -6.91% | 2.95%-9.9pp | 9.68%-16.6pp | 2041.45%-2048.4pp |
| Employer contribution / active EE | $492 | $2,193-77.6% | $3,323-85.2% | $2,203-77.7% |
| Participant deferral / active EE | $992 | $2,591-61.7% | $3,652-72.8% | $3,192-68.9% |
| Admin fee / account holder | $1,033 | $3,610-71.4% | $5,300-80.5% | $4,297-76.0% |