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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,793 | $141,004-53.3% | $112,273-41.4% | $139,466-52.8% |
| Participation rate | 66.7% | 79.2%-12.5pp | 72.4%-5.8pp | 80.3%-13.7pp |
| Annual return | 20.22% | 32.75%-12.5pp | 30.23%-10.0pp | 373.66%-353.4pp |
| Employer contribution / active EE | $1,451 | $4,285-66.1% | $3,431-57.7% | $4,754-69.5% |
| Participant deferral / active EE | $10,933 | $5,878+86.0% | $4,800+127.8% | $6,712+62.9% |
| Admin fee / account holder | $20 | $9,959-99.8% | $7,752-99.7% | $11,409-99.8% |