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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,384 | $155,833-69.6% | $124,693-62.0% | $167,536-71.7% |
| Participation rate | 50.0% | 81.1%-31.1pp | 74.6%-24.6pp | 82.1%-32.1pp |
| Annual return | 15.29% | 17.98%-2.7pp | 5144.19%-5128.9pp | 478.82%-463.5pp |
| Employer contribution / active EE | $934 | $4,164-77.6% | $3,324-71.9% | $4,839-80.7% |
| Participant deferral / active EE | $1,167 | $5,675-79.4% | $4,615-74.7% | $6,342-81.6% |
| Admin fee / account holder | $20 | $9,534-99.8% | $7,494-99.7% | $12,315-99.8% |