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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,013 | $157,276-86.0% | $141,177-84.4% | $152,885-85.6% |
| Participation rate | 63.2% | 84.8%-21.7pp | 82.5%-19.3pp | 82.5%-19.3pp |
| Annual return | 26.55% | 64.33%-37.8pp | 71.40%-44.9pp | 345.39%-318.8pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $5,744 | $7,110-19.2% | $6,710-14.4% | $5,851-1.8% |
| Admin fee / account holder | $5,290 | $12,123-56.4% | $10,263-48.5% | $11,598-54.4% |