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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,627 | $54,357-89.6% | $82,706-93.2% | $68,495-91.8% |
| Participation rate | 93.9% | 63.9%+30.0pp | 72.6%+21.4pp | 67.9%+26.0pp |
| Annual return | -15.16% | -13.67%-1.5pp | 701.76%-716.9pp | -7.84%-7.3pp |
| Employer contribution / active EE | $576 | $2,218-74.1% | $3,007-80.9% | $2,596-77.8% |
| Participant deferral / active EE | $1,241 | $3,246-61.8% | $4,394-71.7% | $4,028-69.2% |
| Admin fee / account holder | $691 | $4,396-84.3% | $5,329-87.0% | $5,403-87.2% |