Filed August 1, 2025
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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $47,162 |
RSM US LLP1 year Service code 16 · EIN 42-0714325 811 BARTON SPRINGS RD · AUSTIN, TX 78704 | Consulting | $12,500 |
STRATEGIC ADVISORS, INC.2+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $10,712 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,834 | $61,125-51.2% | $108,582-72.5% | $63,975-53.4% |
| Participation rate | 87.0% | 80.5%+6.5pp | 79.6%+7.4pp | 71.1%+15.9pp |
| Annual return | 7.49% | 14.06%-6.6pp | -51.70%+59.2pp | 48.65%-41.2pp |
| Employer contribution / active EE | $879 | $2,237-60.7% | $3,758-76.6% | $2,182-59.7% |
| Participant deferral / active EE | $2,500 | $3,574-30.0% | $4,311-42.0% | $3,356-25.5% |
| Admin fee / account holder | $59 | $72-18.3% | $7,645-99.2% | $70-16.5% |