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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,735 | $89,364-46.6% | $141,177-66.2% | $72,983-34.6% |
| Participation rate | 64.3% | 75.1%-10.8pp | 82.5%-18.2pp | 69.5%-5.2pp |
| Annual return | 22.71% | 111.86%-89.1pp | 71.40%-48.7pp | 81.01%-58.3pp |
| Employer contribution / active EE | $1,249 | $3,115-59.9% | $4,736-73.6% | $2,440-48.8% |
| Participant deferral / active EE | $3,414 | $5,419-37.0% | $6,710-49.1% | $3,608-5.4% |
| Admin fee / account holder | $3,170 | $5,959-46.8% | $10,263-69.1% | $5,124-38.1% |