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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,060 | $202,342-65.4% | $172,753-59.4% | $152,909-54.2% |
| Participation rate | 79.2% | 87.1%-7.9pp | 82.6%-3.5pp | 82.5%-3.3pp |
| Annual return | 23.38% | 1029.88%-1006.5pp | 803.00%-779.6pp | 345.46%-322.1pp |
| Employer contribution / active EE | $1,787 | $5,857-69.5% | $5,144-65.3% | $4,764-62.5% |
| Participant deferral / active EE | $3,635 | $5,948-38.9% | $5,198-30.1% | $5,851-37.9% |
| Admin fee / account holder | $1,399 | $17,112-91.8% | $13,956-90.0% | $11,601-87.9% |