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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,632 | $84,236-43.5% | $170,435-72.1% | $70,126-32.1% |
| Participation rate | 63.3% | 70.8%-7.5pp | 83.6%-20.3pp | 69.5%-6.2pp |
| Annual return | 20.53% | 23.06%-2.5pp | 205.94%-185.4pp | 73.15%-52.6pp |
| Employer contribution / active EE | $1,223 | $3,387-63.9% | $5,432-77.5% | $2,343-47.8% |
| Participant deferral / active EE | $2,316 | $3,086-25.0% | $4,939-53.1% | $3,332-30.5% |
| Admin fee / account holder | $229 | $5,698-96.0% | $13,881-98.3% | $4,645-95.1% |