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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,223 | $168,636-31.1% | $147,617-21.3% | $125,393-7.3% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -8.05% | 77.65%-85.7pp | 61.98%-70.0pp | 282.23%-290.3pp |
| Employer contribution / active EE | $3,576 | $6,252-42.8% | $5,565-35.7% | $4,866-26.5% |
| Participant deferral / active EE | $9,497 | $5,507+72.4% | $4,895+94.0% | $5,351+77.5% |
| Admin fee / account holder | $859 | $13,580-93.7% | $11,611-92.6% | $9,541-91.0% |