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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,613 | $87,546-61.6% | $75,784-55.6% | $125,389-73.2% |
| Participation rate | 83.3% | 80.2%+3.2pp | 75.8%+7.5pp | 83.2%+0.1pp |
| Annual return | -2.66% | 13.49%-16.1pp | 9.68%-12.3pp | 282.24%-284.9pp |
| Employer contribution / active EE | $0 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $575 | $4,230-86.4% | $3,652-84.2% | $5,352-89.3% |
| Admin fee / account holder | $1,539 | $6,503-76.3% | $5,300-71.0% | $9,541-83.9% |