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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,678 | $118,708+94.3% | $98,920+133.2% | $158,966+45.1% |
| Participation rate | 58.3% | 77.8%-19.5pp | 76.0%-17.7pp | 82.0%-23.6pp |
| Annual return | 6.00% | 372.49%-366.5pp | 196.47%-190.5pp | 302.95%-296.9pp |
| Employer contribution / active EE | $2,077 | $3,334-37.7% | $2,689-22.8% | $4,762-56.4% |
| Participant deferral / active EE | $6,030 | $5,089+18.5% | $4,245+42.1% | $5,983+0.8% |
| Admin fee / account holder | $1,669 | $10,134-83.5% | $6,643-74.9% | $11,250-85.2% |