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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,168 | $97,020-85.4% | $83,322-83.0% | $135,379-89.5% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -18.88% | 12.31%-31.2pp | 10.64%-29.5pp | 519.79%-538.7pp |
| Employer contribution / active EE | $496 | $4,144-88.0% | $3,379-85.3% | $4,779-89.6% |
| Participant deferral / active EE | $4,002 | $5,964-32.9% | $5,565-28.1% | $5,609-28.6% |
| Admin fee / account holder | $2,209 | $8,426-73.8% | $7,540-70.7% | $10,828-79.6% |