Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $66,072 |
Service code 27 · EIN 80-0833114 | Advisory (Plan) | $29,512 |
ARMANINO LLP3 years Service code 10 · EIN 94-6214841 | Accounting | $17,325 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,455 | $65,960+17.4% | $81,882-5.4% | $77,762-0.4% |
| Participation rate | 63.7% | 65.8%-2.0pp | 72.4%-8.7pp | 70.6%-6.9pp |
| Annual return | 14.55% | 26.64%-12.1pp | 779.47%-764.9pp | 31.27%-16.7pp |
| Employer contribution / active EE | $0 | $2,375-100.0% | $2,916-100.0% | $2,728-100.0% |
| Participant deferral / active EE | $6,744 | $3,505+92.4% | $4,323+56.0% | $4,651+45.0% |
| Admin fee / account holder | $168 | $526-68.1% | $7,360-97.7% | $433-61.2% |