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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,918 | $107,353-67.5% | $92,903-62.4% | $152,885-77.2% |
| Participation rate | 71.4% | 79.8%-8.4pp | 76.0%-4.6pp | 82.5%-11.0pp |
| Annual return | 22.19% | 145.62%-123.4pp | 109.43%-87.2pp | 345.39%-323.2pp |
| Employer contribution / active EE | $1,790 | $4,222-57.6% | $3,653-51.0% | $4,763-62.4% |
| Participant deferral / active EE | $6,786 | $4,848+40.0% | $4,238+60.1% | $5,851+16.0% |
| Admin fee / account holder | $1,477 | $7,081-79.1% | $5,795-74.5% | $11,598-87.3% |