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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,196 | $174,379+136.4% | $152,093+171.0% | $138,895+196.8% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 22.02% | 74.86%-52.8pp | 66.36%-44.3pp | 145.39%-123.4pp |
| Employer contribution / active EE | $11,273 | $4,652+142.3% | $4,175+170.0% | $4,194+168.8% |
| Participant deferral / active EE | $14,239 | $6,159+131.2% | $5,451+161.2% | $6,396+122.6% |
| Admin fee / account holder | $1,924 | $16,880-88.6% | $14,497-86.7% | $12,562-84.7% |