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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,814 | $168,635-75.8% | $147,617-72.4% | $125,389-67.5% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | -2.14% | 77.65%-79.8pp | 61.98%-64.1pp | 282.24%-284.4pp |
| Employer contribution / active EE | $10,286 | $6,252+64.5% | $5,564+84.8% | $4,866+111.4% |
| Participant deferral / active EE | $5,099 | $5,507-7.4% | $4,895+4.2% | $5,352-4.7% |
| Admin fee / account holder | $3,305 | $13,580-75.7% | $11,612-71.5% | $9,541-65.4% |