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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,158 | $158,827-94.2% | $121,208-92.4% | $135,382-93.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 71.8%+28.2pp | 82.6%+17.4pp |
| Annual return | -7.51% | -0.64%-6.9pp | 16.93%-24.4pp | 519.77%-527.3pp |
| Employer contribution / active EE | $1,160 | $5,666-79.5% | $4,023-71.2% | $4,779-75.7% |
| Participant deferral / active EE | $1,354 | $4,006-66.2% | $3,345-59.5% | $5,609-75.9% |
| Admin fee / account holder | $2,037 | $6,514-68.7% | $5,020-59.4% | $10,829-81.2% |