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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $682,057 | $81,233+739.6% | $155,567+338.4% | $80,874+743.4% |
| Participation rate | 82.0% | 66.2%+15.8pp | 78.2%+3.8pp | 67.6%+14.4pp |
| Annual return | 40.72% | 33.33%+7.4pp | 64.74%-24.0pp | 35.62%+5.1pp |
| Employer contribution / active EE | $19,013 | $3,101+513.2% | $4,674+306.8% | $2,756+590.0% |
| Participant deferral / active EE | $22,409 | $3,452+549.1% | $5,628+298.2% | $4,297+421.5% |
| Admin fee / account holder | $2,526 | $7,998-68.4% | $15,916-84.1% | $6,935-63.6% |