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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,647 | $72,272-53.4% | $101,264-66.8% | $79,858-57.9% |
| Participation rate | 93.5% | 68.5%+25.1pp | 75.8%+17.7pp | 69.6%+23.9pp |
| Annual return | 18.96% | 22.30%-3.3pp | 46.48%-27.5pp | 31.72%-12.8pp |
| Employer contribution / active EE | $2,669 | $2,692-0.8% | $3,660-27.1% | $2,471+8.0% |
| Participant deferral / active EE | $6,933 | $3,282+111.3% | $4,370+58.6% | $3,740+85.4% |
| Admin fee / account holder | $660 | $4,401-85.0% | $5,947-88.9% | $5,306-87.6% |