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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,838 | $64,909-12.4% | $82,312-30.9% | $62,293-8.8% |
| Participation rate | 86.0% | 74.9%+11.1pp | 76.9%+9.1pp | 69.5%+16.5pp |
| Annual return | 13.59% | 21.18%-7.6pp | 25.88%-12.3pp | 28.90%-15.3pp |
| Employer contribution / active EE | $1,645 | $1,676-1.9% | $2,428-32.3% | $2,042-19.5% |
| Participant deferral / active EE | $3,998 | $3,103+28.8% | $3,706+7.9% | $3,169+26.2% |
| Admin fee / account holder | $11,974 | $440+2623.8% | $5,608+113.5% | $479+2398.0% |