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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,431 | $70,475-51.1% | $100,530-65.8% | $79,858-56.9% |
| Participation rate | 95.1% | 73.7%+21.4pp | 79.4%+15.6pp | 69.6%+25.4pp |
| Annual return | 26.01% | 21.90%+4.1pp | 30.89%-4.9pp | 31.72%-5.7pp |
| Employer contribution / active EE | $3,765 | $2,165+73.9% | $3,418+10.1% | $2,471+52.4% |
| Participant deferral / active EE | $9,549 | $5,181+84.3% | $6,271+52.3% | $3,740+155.3% |
| Admin fee / account holder | $8,838 | $4,478+97.3% | $8,083+9.3% | $5,306+66.6% |