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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,836 | $167,353-43.9% | $143,797-34.7% | $134,545-30.3% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -19.64% | 0.48%-20.1pp | -0.04%-19.6pp | 418.37%-438.0pp |
| Employer contribution / active EE | $893 | $5,620-84.1% | $4,952-82.0% | $4,742-81.2% |
| Participant deferral / active EE | $9,161 | $6,447+42.1% | $5,638+62.5% | $6,401+43.1% |
| Admin fee / account holder | $1,093 | $18,096-94.0% | $14,679-92.6% | $11,431-90.4% |