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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,961 | $217,432-62.3% | $185,849-55.9% | $167,536-51.1% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 4.74% | 148.42%-143.7pp | 122.10%-117.4pp | 478.82%-474.1pp |
| Employer contribution / active EE | $814 | $5,875-86.1% | $5,169-84.3% | $4,839-83.2% |
| Participant deferral / active EE | $9,459 | $6,357+48.8% | $5,569+69.9% | $6,342+49.1% |
| Admin fee / account holder | $495 | $19,818-97.5% | $16,244-97.0% | $12,315-96.0% |