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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,467 | $65,364-87.0% | $92,909-90.9% | $72,975-88.4% |
| Participation rate | 75.0% | 68.3%+6.7pp | 76.0%-1.0pp | 69.5%+5.5pp |
| Annual return | 10.98% | 42.11%-31.1pp | 109.44%-98.5pp | 81.01%-70.0pp |
| Employer contribution / active EE | $1,962 | $2,594-24.4% | $3,653-46.3% | $2,440-19.6% |
| Participant deferral / active EE | $2,056 | $3,128-34.3% | $4,238-51.5% | $3,608-43.0% |
| Admin fee / account holder | $1,697 | $4,251-60.1% | $5,795-70.7% | $5,124-66.9% |