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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,840 | $57,352-88.1% | $83,830-91.8% | $64,173-89.3% |
| Participation rate | 74.2% | 68.6%+5.6pp | 76.1%-1.9pp | 69.6%+4.7pp |
| Annual return | 0.00% | 11.38%-11.4pp | 850.97%-851.0pp | 7.63%-7.6pp |
| Employer contribution / active EE | $5,174 | $2,546+103.2% | $3,631+42.5% | $2,381+117.3% |
| Participant deferral / active EE | $1,894 | $2,993-36.7% | $4,082-53.6% | $3,470-45.4% |
| Admin fee / account holder | $698 | $4,046-82.8% | $5,479-87.3% | $4,887-85.7% |