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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,534 | $98,776-71.1% | $149,745-80.9% | $79,856-64.3% |
| Participation rate | 80.8% | 75.8%+5.0pp | 82.5%-1.7pp | 69.6%+11.1pp |
| Annual return | 6.87% | 27.38%-20.5pp | 276.72%-269.8pp | 31.71%-24.8pp |
| Employer contribution / active EE | $1,703 | $3,217-47.1% | $4,646-63.3% | $2,471-31.1% |
| Participant deferral / active EE | $4,423 | $5,681-22.2% | $6,843-35.4% | $3,741+18.2% |
| Admin fee / account holder | $3,781 | $6,053-37.5% | $9,312-59.4% | $5,306-28.7% |