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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,895 | $77,817-82.1% | $123,553-88.8% | $64,173-78.3% |
| Participation rate | 73.1% | 74.7%-1.6pp | 82.3%-9.2pp | 69.6%+3.5pp |
| Annual return | 3.53% | 12.49%-9.0pp | 119.21%-115.7pp | 7.63%-4.1pp |
| Employer contribution / active EE | $2,327 | $3,014-22.8% | $4,628-49.7% | $2,381-2.3% |
| Participant deferral / active EE | $4,586 | $5,240-12.5% | $6,426-28.6% | $3,470+32.2% |
| Admin fee / account holder | $301 | $5,519-94.5% | $9,284-96.8% | $4,887-93.8% |