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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,075 | $92,219-91.2% | $76,766-89.5% | $135,382-94.0% |
| Participation rate | 90.5% | 79.8%+10.7pp | 77.0%+13.5pp | 82.6%+7.8pp |
| Annual return | -8.02% | 5.46%-13.5pp | 2.43%-10.5pp | 519.77%-527.8pp |
| Employer contribution / active EE | $1,859 | $3,216-42.2% | $2,485-25.2% | $4,779-61.1% |
| Participant deferral / active EE | $3,202 | $4,508-29.0% | $3,851-16.9% | $5,609-42.9% |
| Admin fee / account holder | $1,153 | $10,749-89.3% | $6,675-82.7% | $10,829-89.3% |