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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,451 | $48,050-47.0% | $85,969-70.4% | $59,633-57.3% |
| Participation rate | 47.1% | 64.5%-17.4pp | 76.5%-29.5pp | 68.7%-21.6pp |
| Annual return | 4.36% | 0.29%+4.1pp | 9.32%-5.0pp | 2041.40%-2037.0pp |
| Employer contribution / active EE | $824 | $1,640-49.7% | $3,474-76.3% | $2,203-62.6% |
| Participant deferral / active EE | $2,060 | $2,249-8.4% | $3,829-46.2% | $3,192-35.5% |
| Admin fee / account holder | $938 | $3,206-70.8% | $6,053-84.5% | $4,297-78.2% |