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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,183 | $138,366+133.6% | $184,185+75.5% | $80,911+299.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.6%+32.4pp |
| Annual return | 17.31% | 20.02%-2.7pp | 28.81%-11.5pp | 35.63%-18.3pp |
| Employer contribution / active EE | $15,688 | $4,849+223.6% | $6,426+144.2% | $2,756+469.3% |
| Participant deferral / active EE | $20,623 | $7,074+191.5% | $9,132+125.8% | $4,297+379.9% |
| Admin fee / account holder | $8,157 | $10,484-22.2% | $13,909-41.4% | $6,935+17.6% |