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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,183 | $138,385+133.5% | $184,243+75.4% | $80,925+299.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.31% | 20.02%-2.7pp | 28.82%-11.5pp | 35.65%-18.3pp |
| Employer contribution / active EE | $15,688 | $4,851+223.4% | $6,427+144.1% | $2,756+469.2% |
| Participant deferral / active EE | $20,623 | $7,075+191.5% | $9,132+125.8% | $4,299+379.7% |
| Admin fee / account holder | $8,157 | $10,489-22.2% | $13,914-41.4% | $6,940+17.5% |