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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,918 | $168,635-47.3% | $147,617-39.8% | $125,389-29.1% |
| Participation rate | 50.0% | 88.8%-38.8pp | 84.6%-34.6pp | 83.2%-33.2pp |
| Annual return | -2.36% | 77.65%-80.0pp | 61.98%-64.3pp | 282.24%-284.6pp |
| Employer contribution / active EE | $13,252 | $6,252+112.0% | $5,564+138.2% | $4,866+172.3% |
| Participant deferral / active EE | $5,792 | $5,507+5.2% | $4,895+18.3% | $5,352+8.2% |
| Admin fee / account holder | $244,648 | $13,580+1701.5% | $11,612+2006.9% | $9,541+2464.2% |