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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,836 | $217,427-43.5% | $185,837-33.9% | $167,518-26.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 18.06% | 148.39%-130.3pp | 122.08%-104.0pp | 478.71%-460.7pp |
| Employer contribution / active EE | $0 | $5,874-100.0% | $5,168-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $8,721 | $6,357+37.2% | $5,568+56.6% | $6,342+37.5% |
| Admin fee / account holder | $657 | $19,816-96.7% | $16,241-96.0% | $12,312-94.7% |