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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,866 | $232,540-91.5% | $185,117-89.3% | $147,586-86.5% |
| Participation rate | 90.5% | 82.4%+8.1pp | 77.3%+13.2pp | 82.8%+7.6pp |
| Annual return | 10.06% | 43.03%-33.0pp | 40.50%-30.4pp | 578.59%-568.5pp |
| Employer contribution / active EE | $3,680 | $5,195-29.2% | $4,182-12.0% | $4,876-24.5% |
| Participant deferral / active EE | $3,754 | $5,834-35.6% | $5,045-25.6% | $5,439-31.0% |
| Admin fee / account holder | $861 | $10,275-91.6% | $8,159-89.4% | $10,886-92.1% |