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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,576 | $52,519-76.1% | $155,789-91.9% | $59,633-78.9% |
| Participation rate | 80.0% | 61.7%+18.3pp | 76.1%+3.9pp | 68.7%+11.3pp |
| Annual return | -2.98% | 53.51%-56.5pp | 71.54%-74.5pp | 2041.45%-2044.4pp |
| Employer contribution / active EE | $2,890 | $1,589+81.8% | $3,839-24.7% | $2,203+31.2% |
| Participant deferral / active EE | $3,021 | $3,084-2.0% | $4,798-37.0% | $3,192-5.3% |
| Admin fee / account holder | $5,353 | $3,540+51.2% | $7,477-28.4% | $4,297+24.6% |