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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,972 | $211,239-65.0% | $178,528-58.6% | $145,877-49.3% |
| Participation rate | 100.0% | 80.8%+19.2pp | 77.1%+22.9pp | 80.3%+19.7pp |
| Annual return | 27.26% | 30.22%-3.0pp | 27.11%+0.1pp | 551.28%-524.0pp |
| Employer contribution / active EE | $4,993 | $4,570+9.2% | $3,950+26.4% | $4,663+7.1% |
| Participant deferral / active EE | $3,879 | $6,963-44.3% | $6,278-38.2% | $6,691-42.0% |
| Admin fee / account holder | $789 | $12,095-93.5% | $10,419-92.4% | $13,402-94.1% |