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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,391 | $81,668-45.6% | $58,507-24.1% | $139,487-68.2% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 19.79% | 7430.07%-7410.3pp | 4252.32%-4232.5pp | 373.84%-354.0pp |
| Employer contribution / active EE | $2,811 | $1,398+101.1% | $1,053+166.9% | $4,755-40.9% |
| Participant deferral / active EE | $15,923 | $2,554+523.6% | $1,922+728.3% | $6,713+137.2% |
| Admin fee / account holder | $308 | $3,212-90.4% | $2,486-87.6% | $11,407-97.3% |