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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,015 | $209,425-66.1% | $178,499-60.2% | $158,966-55.3% |
| Participation rate | 80.0% | 86.4%-6.4pp | 81.9%-1.9pp | 82.0%-2.0pp |
| Annual return | 14.66% | 188.80%-174.1pp | 151.10%-136.4pp | 302.95%-288.3pp |
| Employer contribution / active EE | $3,142 | $5,707-44.9% | $5,011-37.3% | $4,762-34.0% |
| Participant deferral / active EE | $8,518 | $5,955+43.0% | $5,202+63.7% | $5,983+42.4% |
| Admin fee / account holder | $1,000 | $17,078-94.1% | $13,986-92.9% | $11,250-91.1% |