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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,182 | $127,100-99.1% | $105,738-98.9% | $135,379-99.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | 0.00% | 4.49%-4.5pp | 6.27%-6.3pp | 519.79%-519.8pp |
| Employer contribution / active EE | $1,458 | $4,107-64.5% | $3,268-55.4% | $4,779-69.5% |
| Participant deferral / active EE | $7,213 | $5,064+42.4% | $4,080+76.8% | $5,609+28.6% |
| Admin fee / account holder | $888 | $9,087-90.2% | $6,913-87.2% | $10,828-91.8% |