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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,367 | $84,685-18.1% | $73,836-6.1% | $125,389-44.7% |
| Participation rate | 100.0% | 76.8%+23.2pp | 73.4%+26.6pp | 83.2%+16.8pp |
| Annual return | -2.19% | 3123.80%-3126.0pp | 2268.06%-2270.2pp | 282.24%-284.4pp |
| Employer contribution / active EE | $15,302 | $3,123+389.9% | $2,787+449.0% | $4,866+214.5% |
| Participant deferral / active EE | $10,128 | $3,993+153.7% | $3,583+182.7% | $5,352+89.3% |
| Admin fee / account holder | $17,998 | $5,694+216.1% | $4,882+268.7% | $9,541+88.6% |