Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,216 | $78,672-31.1% | $109,163-50.3% | $85,856-36.9% |
| Participation rate | 32.9% | 68.3%-35.4pp | 75.9%-43.0pp | 69.3%-36.5pp |
| Annual return | 10.97% | 25.09%-14.1pp | 25.75%-14.8pp | 318.58%-307.6pp |
| Employer contribution / active EE | $731 | $2,734-73.3% | $3,723-80.4% | $2,565-71.5% |
| Participant deferral / active EE | $1,925 | $3,467-44.5% | $4,654-58.6% | $3,952-51.3% |
| Admin fee / account holder | $4,450 | $5,470-18.6% | $6,754-34.1% | $6,261-28.9% |