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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,679 | $107,353-56.5% | $92,903-49.8% | $152,885-69.5% |
| Participation rate | 75.0% | 79.8%-4.8pp | 76.0%-1.0pp | 82.5%-7.5pp |
| Annual return | 22.30% | 145.62%-123.3pp | 109.43%-87.1pp | 345.39%-323.1pp |
| Employer contribution / active EE | $7,220 | $4,222+71.0% | $3,653+97.6% | $4,763+51.6% |
| Participant deferral / active EE | $1,942 | $4,848-59.9% | $4,238-54.2% | $5,851-66.8% |
| Admin fee / account holder | $1,589 | $7,081-77.6% | $5,795-72.6% | $11,598-86.3% |