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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,749 | $180,466-44.7% | $154,114-35.3% | $135,382-26.3% |
| Participation rate | 66.7% | 87.4%-20.8pp | 83.0%-16.4pp | 82.6%-16.0pp |
| Annual return | -6.39% | 888.15%-894.5pp | 735.16%-741.6pp | 519.77%-526.2pp |
| Employer contribution / active EE | $18,151 | $6,035+200.7% | $5,298+242.6% | $4,779+279.8% |
| Participant deferral / active EE | $6,693 | $5,806+15.3% | $5,081+31.7% | $5,609+19.3% |
| Admin fee / account holder | $535 | $16,144-96.7% | $13,411-96.0% | $10,829-95.1% |