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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,977 | $97,027+43.2% | $83,323+66.8% | $135,382+2.7% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -8.17% | 12.31%-20.5pp | 10.63%-18.8pp | 519.77%-527.9pp |
| Employer contribution / active EE | $15,136 | $4,143+265.3% | $3,379+348.0% | $4,779+216.7% |
| Participant deferral / active EE | $9,062 | $5,964+51.9% | $5,565+62.8% | $5,609+61.6% |
| Admin fee / account holder | $359 | $8,427-95.7% | $7,539-95.2% | $10,829-96.7% |