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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,553 | $115,796-76.2% | $101,264-72.8% | $158,950-82.7% |
| Participation rate | 43.8% | 79.4%-35.6pp | 75.8%-32.1pp | 82.0%-38.2pp |
| Annual return | 35.63% | 56.15%-20.5pp | 46.48%-10.9pp | 302.91%-267.3pp |
| Employer contribution / active EE | $1,390 | $4,175-66.7% | $3,660-62.0% | $4,762-70.8% |
| Participant deferral / active EE | $3,802 | $4,958-23.3% | $4,370-13.0% | $5,983-36.4% |
| Admin fee / account holder | $403 | $7,247-94.4% | $5,947-93.2% | $11,248-96.4% |