Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,487 | $88,707-64.5% | $74,184-57.6% | $273,972-88.5% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.6%-36.6pp | 83.0%-43.0pp |
| Annual return | -2.06% | 11.94%-14.0pp | 17.74%-19.8pp | 41.46%-43.5pp |
| Employer contribution / active EE | $2,040 | $3,159-35.4% | $2,370-13.9% | $4,869-58.1% |
| Participant deferral / active EE | $2,304 | $4,212-45.3% | $3,550-35.1% | $5,287-56.4% |
| Admin fee / account holder | $1,103 | $8,717-87.3% | $5,586-80.3% | $10,133-89.1% |